Comfort That Fits Your Budget

HVAC & Plumbing Financing
for Kankakee-Area Homeowners

A new furnace or air conditioner rarely waits for the perfect month. ADL Heating & Air Conditioning has been a family-owned HVAC and plumbing team since 2008, and we believe comfort should fit your budget. That means honest, upfront pricing and real options when a system needs to be replaced. We partner with Service Finance Company to offer flexible financing, so you can get the heating, cooling, or plumbing work you need now and pay over time. Because we handle both HVAC and plumbing under one roof, you can finance a single project or a whole-home upgrade with one local team.

What Our Financing Covers

Financing through Service Finance can be used across the major projects ADL handles, including:

Why Finance Your HVAC or Plumbing Project?

Spread the cost over time instead of paying everything up front.

Upgrade to a higher-efficiency system now and start saving on energy bills sooner.

Avoid the stress of an emergency replacement by planning ahead.

Keep your savings available for other needs while staying comfortable.

In a Kankakee-County winter, an aging furnace is not worth the gamble. Financing lets you replace it on your terms.

Financing available through Service Finance

Financing You Can Rely On

Don't let a small budget keep you from being comfortable in your home. We believe in providing affordable, honest service and that includes being upfront with our pricing and your options so you can find options that work for you. We are proud to partner with Service Finance to bring you payment options designed for your needs so you can get the service you want.

Apply

How to Apply with Service Finance

Applying is simple, and our team is here to walk you through it. When you call (815) 932-1630, a real local person answers and can help you understand your options.

  1. Click Apply to open the secure Service Finance application.
  2. Get a quick decision on your financing.
  3. Schedule your installation with ADL and get comfortable.

Frequently Asked Questions

About HVAC & Plumbing Financing

Are there HVAC companies that offer financing options?

Yes. ADL Heating & Air Conditioning offers flexible financing through Service Finance Company, so Kankakee-area homeowners can replace a furnace, AC, or water heater now and pay over time. You can apply online before your appointment, and our team will help you choose a system that fits your budget.

What size HVAC system is necessary for a 2,000-square-foot home?

There is no single answer, because the right size depends on insulation, windows, ceiling height, and sun exposure, not just square footage. ADL performs a proper load calculation so your system is sized correctly. Once we know the right system for your home, we will help you finance it.

What is the cheapest time of year to replace HVAC?

The spring and fall shoulder seasons are usually the easiest time to schedule a replacement, when demand is lower than during a heat wave or a deep freeze. Financing means you do not have to wait for the perfect month. You can replace the system when it makes sense and spread the cost over time.

Ready to Get Started?

Whether you are replacing a furnace before winter or upgrading to a high-efficiency air conditioner, ADL makes it affordable. Call (815) 932-1630 to talk through your options with a real local person, or contact us to schedule service.

Schedule Service

Proudly serving Chebanse, IL & Our Neighbors of Iroquois and Kankakee Counties

Since 2008 we have been serving our communities in Iroquois and Kankakee, delivering honest, local heating, cooling, and plumbing. We love what we do, and our team is always here for your comfort needs. Some of our key service areas include:

Contact ADL for service today!

© Red Barn Media Group 2026